Consolidated RoA and RoMA enhanced to three.7% and you can 2.5%, correspondingly, regarding the 9M out of fiscal 2024 from 3.3% and you may 2.3%, correspondingly, to own financial 2022. With the a keen absol ute base, consolidated web money are R s step 1,54 cuatro crore on the 9M off fiscal 2024 and Rs step 1,608 crore when you look at the fiscal dos 023 (Rs step one,188 crore in the previous fiscal). E arnings are still supported by lower borrowing costs (provisions and establish-o ffs/average handled asse ts) and you may initial earnings regarding Da transacti o ns. C redit costs is actually vis-a-vis 1.dos % in fiscal 2023 ( 1.6 % when you look at the fisc al 2022).

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