Our company is looking forward to Westpac to transmit united states the borrowed funds render

We simply compensated our very own land which have Westpac. I went for complete approval with the belongings, and you may preapproval with the framework. Just like the full recognition was for the home just 1st, it lent us ninety-five% of your own residential property right after which it based our pre approval for the construction region into the using the FHOG as the in initial deposit – therefore just like we ran for 2 finance?

I am whenever when you yourself have 5% legitimate savings of one’s full count we would like to borrow? Therefore over 5% away from land value? Perhaps I’m indicating which have one thing how they is it might possibly be far better opt for the residential property very first.

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